Free to allocate each week
$0
Add your income to begin
Suggested weekly plan
Weekly snapshot
Upcoming due dates
MoneyIncome, bills and everyday expenses
Income
Bills & dues
Expenses
Debt payoffA plan to clear balances without going broke
Payoff strategy
Extra money hits your highest-interest debt first — pays the least interest overall.
SettingsTune the plan to fit your life
How to split free money
After bills, expenses and minimum debt payments, your leftover money is divided like this.
Guardrails
Once savings reach this, that share shifts toward debt & spending.
Track savings
Emergency fund so far
Log what you've set aside
$0
Your data
Everything stays on this device. Back it up so you never lose it.
Ledger offers budgeting guidance from the numbers you enter and common rules of thumb. It isn't professional financial advice.